Financial Literacy

Break the Generational Money Curse [Video]

Just because you grew up with financial literacy skills, doesn’t mean it needs to continue. Once you learn to master money, you can break the generational money curse and raise money-smart kids. Holly Reid Toodle knows first hand how to set the next generation up for financial literacy success!If you liked this video please then subscribe, like, and comment!JOIN THIS CHANNEL to get access to PERKS:[…]EDUCATIONAL RESOURCES:📚 Teach Your Child to Fish Book & Workbook🂡 Smart Cards, Financial Literacy Flashcards👕 Wear Your Goals ApparelShop our educational resources here: []You can also purchase our book & workbook on Amazon here: []FLAGSHIP PROGRAMS & COURSES💛 Money Camp for Kids (age 10-14) – []💛 Smart Money Moves Workshop for Teens (age 14+) – []💛 Raising Money-Smart Adults – For Parents – []💛 Loan Crusher – For Parents & Young Adults – []—INSTAGRAM – []TheMasterPlaybook COMMUNITY – […]FACEBOOK -[]TIKTOK: []—Hi! Nice to meet you!My name is Holly Reid Toodle and I coach young learners to unleash their money genius. I’m known for planting the seeds that sow financial success, by helping school-aged kids and their parents practice healthy money habits through simple, fun, and practical activities and curated experiences.—BOOK ME TO SPEAK -[]BUSINESS INQUIRIES – [email protected] use up

Generational Wealth

SBA 7(A) RATES INCREASE 2022 [Video]

Schedule a Free SBA 7(a) Consultation the first time in over 20 years there are significant interest rate changes being made by the Small Business Association (SBA) for lenders. Previously, the maximum amount of interest a bank or lender could charge on an SBA loan was set at Prime +. 2.75%. Effective August 1, 2022, the SBA has increased the maximum interest rate percentage banks and lenders can now charge borrowers based on the loan size regardless of the term.SBA 7(A) RATES INCREASE 2022The new rate changes are as follows:1. Currently as of September 01, 2022 the Prime rate is 5.50% (Generally, the prime rate is about 3 percent higher than the federal funds rate. That means that when the Fed raises interest rates, the prime rate also goes up.)2. SBA Loan Amount Maximum Interest Rate$50,000 or less = (Prime) + 6.5%$50,001 – $250,000 = (Prime) + 6%$250,001 – $350,000 = (Prime) + 4.5%$350,001 and greater = (Prime) + 3% For example: Using the table above, the prime rate on a $200,000 SBA loan is currently 5.5%. With the change, a maximum interest of 6% can be added, meaning the bank can now charge an interest rate of up to 11.5%.This change will not impact anyone who has a funded SBA loan, nor will it impact anyone who has an active commitment letter from a bank, as long as they complete their funding within 90 days of receiving their commitment letter.Reference: APPROVED GUY SERVICES HUBhttps://www.theapprovedguy.comSCHEDULE A FREE CONSULTATION name is Sebastien Boyer and I am The Approved Guy. I help people to start businesses, get access to funding, build business credit, and implement long term strategies to create and preserve generational wealth. On this channel, I discuss personal credit, business credit, business funding, debt management, velocity banking, infinite banking, retirement planning, asset protection, generational wealth, and Kingdom principles. Reviews, interviews, reflections, and testimonies.My purpose is to bless others with Kingdom principles and truth along with practical information that can be used to improve their quality of life and to encourage them to take action. I am especially energized when helping someone to overcome their fears of starting a business and launching out as an entrepreneur. This is one of the first steps in becoming an owner, a creator, and an influencer in your own Kingdom.BUSINESS FUNDING ASSESSMENT BUILDING BUSINESS CREDIThttps://www.businesscredit101.comFREE STARTUP BUSINESS GUIDEhttps://www.startupcred.comPERSONAL CREDIT SUPPORThttps://www.universolcreditconsulting.comVELOCITY BANKING, INFINITE BANKING, & ESTATE PLANNINGhttps://www.metalifebanking.comDEBT ELIMINATION SOFTWARE​​#sba7a #sbaloans #sbaratesincrease2022 #theapprovedguy​​ #sbastartups #sbadebtresrructure #sbaworkingcapital #sbaexpansion #sbaexpansion #businessloans #businessfunding #startuploan #businesscredit101 #orangefi #sbaloan2022Disclaimer: Sebastien Boyer or THE APPROVED GUY and its affiliates do not provide tax, legal, or accounting advice the information presented on this website is presented for information purpose only, and following the advice in this video is the responsibility of the viewer and not the video creator. By participating in this YouTube page, you agree to comply with the following guidelines. In any case, the information provided is “as is” with all faults and without warranty of any kind, expressed or implied. In no event shall Sebastien Boyer, or any affiliate organization be liable for any damages, lost profits, or lost data even if we have been informed of the possibility thereof.Advertiser Disclosure: Some of the links and other products discussed and presented are from companies that Sebastien Boyer may have a relationship with and earns a commission.Music from Uppbeat (free for Creators!): code: P9DX10NICT171V4PMusic from Uppbeat (free for Creators!): code: B4U4TWBL7WSYWVXL