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Shocking number of Brits believe they will not have comfortable retirement | Personal Finance | Finance [Video]

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Personal Finance

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Less than half of Brits (48 percent) are confident they will have a “comfortable retirement”, new research has found.

Fifty two percent of people with a defined contribution (DC) pension are confident they will have a comfortable retirement, according to a survey of 2,000 UK residents conducted by independent consultancy Barnett Waddingham.

Just over a third of Brits have a workplace (DC) pension, compared to about a quarter with a defined benefit (DB) – or ‘final salary’ – pension.

But with only 4 percent of DB pension schemes open to new members, Barnett Waddingham believe that within a decade, most workers will be in a DC scheme.

Consequently, it is a cause for concern that almost half of workers with a DC pot aren’t confident they’ll have a comfortable retirement.

Young savers are most confident about their retirement planning, at 71 percent of 18-24 year olds and 61 percent of …

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