Here’s how to maximize your 401(k) plan for 2025 with higher limits [Video]

If you’re eager to save more for retirement, you could be overlooking ways to maximize your 401(k) plan, including key changes for 2025.

Some 40% of Americans are behind on retirement planning and savings, according to a CNBC poll conducted by SurveyMonkey, which polled 6,657 U.S. adults in August.

But before making 401(k) plan changes, experts say you should always review your financial situation, including your income, immediate spending needs and goals. 

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“401(k) investing focuses on long-term retirement goals,” said certified financial planner Salim Boutagy, partner at Moneco Advisors in Fairfield, Connecticut. But it should work alongside other savings that cover your midterm goals, emergencies and immediate spending needs.  

If you’re ready to boost …