Quick Tip: How to prepare for financial future, including retirement [Video]

CHICAGO (WLS) — Here’s a quick tip about your financial future.

A recent survey from experts at badcredit.org says that 59 percent of retirees don’t have enough money to sustain their retirement.

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In fact,one in four have had to return to work because they lack sufficient resources.

The top concerns are unforeseen expenses, the rising cost of living and outliving their savings.

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If you’re nearing retirement, plan carefully.

Build an emergency fund, create a realistic budget and consider speaking with a financial advisor.

If you’re younger, the earlier you startsaving in a 401K or long-term investment the more prepared you’ll be to avoid these struggles later.