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Half of Americans Have No Retirement Plan: Study [Video]

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Personal Finance

More than half of all Americans do not have a plan in place for their retirement, a new study has revealed.

Allianz Life’s 2024 Annual Retirement Study has found that 56 percent of Americans have no solid financial plan for their post-working years. The survey, which polled 1,000 over 25s in February and March this year, also found that nearly half (48 percent) worry about living too frugally and not enjoying retirement as much as they should.

It also found that 45 percent are worried about how to best take distributions from their retirement savings for retirement income.

The biggest concern to retirees’ financial well-being is the ever-increasing rise in everyday costs, with 42 percent citing it as a concern, followed by 35 percent being worried about outliving their retirement funds.

Thirty-two percent said they were apprehensive about healthcare costs, while 30 percent thought they might overspend during retirement and …

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