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MSM: Saving for retirement | 12news.com [Video]

According to a GOBankingRates survey, more than one-third of Americans are not saving for their golden years.

PHOENIX — This Money Saving Monday 12News is looking at how to best save for your dream retirement.

Whether it’s just around the corner or you have some time on your side, there are some key steps you should start taking now.

Ask just about anyone what goes through their mind when they think about retirement and the answers you get will vary drastically.

Some people have a plan, or at least a vision. For others, it’s overwhelming to think about.

For Ruthie Brown, retirement is in the far distant future.

“I have no idea… retirement is scary,” she said. “My uncle is 74 and he’s still working, because retirement is not enough to survive.”

Sarah Hudelson is already living it.

“I do what I want,” she said. “I go to the gym. I go to lunch with my …

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